JWG, LLC

OUR CUSTOMERS

We are an independent contractor, having agreements with multiple national and regional companies to provide insurance loss control services on behalf of insurance carriers.

PURPOSE

Insurance loss control services help insurance carriers by providing information on risks or "hazards" at insured properties.   This information is used for and accurately estimating property values and underwriting.  It creates an accurate record of the property of the insured person or entity.

BACKGROUND

When a person takes out a property insurance policy, the policy may be bound on reported information.   This information may or may not include all the details such as buildings, structures or risks that may need to be considered regarding the property.  That is where insurance loss control surveys or inspections come in. 

TYPES OF SERVICES

There are two main categories of insurance loss control inspections:   residential and commercial.   

Residential

Residential inspections may include a full exterior photographic survey of all buildings, structures and hazards on the property, along with a sketch of all buildings or structures, or they may be CONDITION ONLY checks.  The key difference is whether a sketch or layout of all buildings is required to be included 

by the inspector or only photographic survey of buildings, structures and hazards is required to be included.  In some cases the insurer may order interior inspections such as those for higher value homes or supplemental inspections for special features such as  wood burning stoves.  Whenever an interior inspection such as this is required, the inspection will be scheduled with the property owner.

Commerical 

Commercial inspections are much more detailed, complex and unique to the  type of commercial risk.   Offices, mercantile, repair shops, and multiple dwellings for example would all have their own unique layouts, conditions and risks. For commercial properties interior inspects will likely be required.  Whenever a commercial inspection is requested by an insurer, the inspection will be scheduled with the property owner.   

OUR PHILOSOPHY

We believe in providing quality insurance loss control services, because they help protect and preserve properties.  This is better not only for insurers but,  for our communities and insurance consumers.   We hold ourselves to the highest ethical and professional standards in the provision of these services.  

Jason W. Gilliam, President and Principal Consultant possesses decades 

of relevant experience in code enforcement and public safety and holds an Associate's Degree in Fire Science Technology.